Showing posts with label health insurance. Show all posts
Showing posts with label health insurance. Show all posts

Monday, November 18, 2013

Supporting the Resistance.

With all the talk about health care and government wanting to control every aspect of our lives it is interesting that I received an email about "Supporting the Resistance" I decided to write my own idea of this.
First of all and make no mistake, money drives the greed machine we know as the government this is the exact reason they tax, add user fees, license and regulate every aspect of our lives so it makes sense to cut off any unnecessary funds from them so I have listed ways I plan to work this out.
Don't borrow money, the government collects fees on banks, credit card companies and in general large corporations pay big chunks of corporate tax so by cutting down on their business we cut down on government revenue.
Support local business. Large companies pay big tax bills and small companies not so much and some small shops will give a discount for cash.  When possible buy used items, this cuts down on import items as well and keeps money in the local economy so it goes without saying private sales are totally tax free and cut the government out of any share.  Bartering is another excellent way to not only cut off government funding but save a lot of money as well. Another little known fact, if you buy a car for example from a private individual you will pay tax on the price when you apply for the tag and title however if you barter or trade for the vehicle there is no tax, in our state for example when you apply for the title you simply put "trade" where the form asks for the price paid and the tax is zero, in fact I have never had it questioned it is none of their business what you trade. Craigslist has a whole section devoted to items for barter or trade.
Growing a garden is another good way to cut down on government funding and also gives you barter items not to mention the health benefits. Speaking of health we have decided not to participate in the health care exchanges, my wife is one who can't keep her plan, and we won't pay a penalty either (I won't give away that secret because I don't want to hurt this venue) you can do the research for yourself . I am sure you may have other ways to cut down on government funding if you do please share.
I am just a little voice in the wilderness but I will do my part to starve the beast and it goes without saying less money to the government means more in my pocket, how can you argue with that.

Tuesday, October 1, 2013

New FY, 0bama Care

This is a new fiscal year and part of the issue is the implementation of obama care.
I always try and look on the bright side and I think this will actually save me a lot of money.
I get all my medical care through the VA however my wife has a very high health insurance bill, but the deal now is insurance companies can't deny coverage on preexisting  conditions so I'm figuring just drop insurance till she gets sick, I am sure rates will double or triple overnight but if you go for years without having to pay premiums what a deal and even if you go to the doctor for the flu and pay out of pocket maybe $200 it's still cheaper than one month premium.
I am also sure it will wreak havoc on the whole health care industry if everyone did this but they have been wreaking havoc on my finances for a long time so turnabout is fair play.
And you know the bottom line, I'm not going to worry over it. The government has been screwing us over for a long time and not caring how we feel about it so it's about time we did what's best for us and not worrying how they feel about it.
Maybe we can get the government to drop preexisting requirements on car insurance companies, that would really save me a lot of money, I could just get insurance when I had a wreck........I like that idea.